EN Worldcard sahiblərinə kredit

  CONSUMER CREDIT DISCOUNT PRODUCTS FOR WORLDCARD HOLDERS

 

Who can apply: Active Worldcard holders.

Required documents: ID Card.

For more information, please visit www.yapikredi.com.az or contact Yapi Kredi Call Center at *0444.

 

	New customers Loyal customers
Annual interest rate	12% 12%
Actual annual interest rate	Starting from12.93% Starting from12.93%
Collateral*	Not required Not required
Guarantor**	Not required Not required
Term:	3-59 months 3-59 months
Amount	Starting from 300 AZN Starting from 300 AZN
Required documents	ID card ID card

 

*In exceptional cases, Yapi Kredi Bank Azerbaijan may require a collateral

Collateral subjects:

• Movable and immovable property
• Fixed-term and demand deposits

 

**Persons allowed to take a loan without collateral:

Civil servants

Teachers

Persons working for foreign and local companies engaged in oil, communications, telecommunications, IT, etc.

Bank employees

Customers receiving salaries from Yapi Kredi Bank Azerbaijan

 

Notes

• The Bank shall be entitled to require a guarantor, collateral, and other documents depending on the loan amount, term, and other criteria.
• The Bank may reduce the maximum term depending on the loan amount and other factors.
• This product shall not cover Auto, Restructuration, Real Estate, State Mortgage (preferential and non-preferential), and Deposit Collateral Loans.
• License No. 243, issued by the Central Bank of the Republic of Azerbaijan.

 

• This category shall not include customers not having a valid Wordcard but applying for a Wordcard on loan,
• This type of loan applies only to active cardholders.
• This type of loan shall not apply to cards that were active in the past but further closed,
• This type of loan applies to Classic, Gold, and Platinum cardholders, as well as additional users of these cards, related to them.